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Financing Rental Properties The Right Way
 
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Financing rental properties the right way is a video about the two most commonly used ways to finance rental properties for real estate investors. The first way to finance a rental property is Investor A who purchases a $100,000 property and leaves $20,000 in the deal. He starts with $100,000 capital to invest. After 5 houses leaving in $20,000 this investor will run out of money. Investor B finances his rental properties using the BRRRR method which stands for Buy Rehab Rent Refinance Repeat. You are buying a house at a discounted rate and then forcing the appreciation upwards and value up to where the house is appraised at $100,000. So say you bought it for $50,000 then had $20,000 in repairs and then $10,000 in carrying, financing, and closing costs your total liability is now $80,000. The bank will lend you $80,000 or 80% of the $100,000 appraised value loan to value. Now you have a financed house and your original capital to reinvest. You can do as many rent houses as you want now. financing rental properties I buying rentals I rental properties I landlords I financing houses I cash flow I rent houses I Connor Steinbrook I Investor Army I calculating rental numbers. Learn More About Our Home Study Program: Flip Army - How To Flip Houses The Investor Army Way https://info-investorarmy.clickfunnel... Contact us at: [email protected] For More Resources And Opportunities To Take Your Business To The Next Level Go To…… http://www.investorarmy.com/ Visit Our Other Youtube Channel “Investor Army Podcast” For More Videos By Connor Himself https://www.youtube.com/channel/UCmay... Follow Us On….. Facebook: https://www.facebook.com/InvestorArmy/ Twitter: https://twitter.com/Investorarmy Linkedin: https://www.linkedin.com/in/connor-steinbrook-58b2b9a1/ Google+: https://plus.google.com/u/0/108318927307224577838 iTunes: https://itunes.apple.com/us/podcast/investor-army-podcast/id1234085118 Blubrry: https://www.blubrry.com/investorarmypodcast/ Instagram: https://www.instagram.com/investor_army/?hl=en
Views: 106130 Investor Army
Investment Property Loan Repayments - Interest Only vs Principal and Interest
 
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The reasons behind why you should pay interest only on your property investment loans.
Views: 3376 William Sederino
Investment Property Loans
 
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Investment Property Loans, investment property loans 10 down payment, investment property loans bad credit, investment property loans navy federal, investment property loans wells fargo, investment property loans utah, investment property loans nyc, investment property loans san diego, investment property loans for llc
Views: 9830 David L. Ruiz
3 tips to guarantee you get the best mortgage interest rate
 
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TITLE: 3 tips to get the best mortgage interest rate This video will show you everything you need to know about how to get the best mortgage interest rates on a mortgage and the best deal on a mortgage. When working with Banks, lenders and mortgage brokers it’s hard to know what the best deal on a mortgage is. In fact, these are the same ideas that we use in our company to help clients all over Florida get the best deal on a mortgage. They’re the main reason that I have been successful as a mortgage broker in Central Florida. We help clients all over Florida, primarily working in the Orlando are with our office in Oviedo, Florida. So how do you get the best deal on a mortgage? First you have to understand the numbers. Lenders and mortgage brokers use a Loan Estimate to show you the numbers and the only thing that they control are lender fees and the interest rate, everything else is an estimate. One way we make this easy on the client is that we do not charge lender fees, so it’s easy to analyze, zero fees. You pay no processing, underwriting, admin or application fees. Next up we have understanding the mortgage market. So many people never question a lender when they seem to be offering rates lower than ever other bank in the market. If you were buying a new car you would be extremely suspect if you found the car way cheaper than what the other dealers were selling them for. You have to take the same approach when looking at rates and be suspect for anything that seems too good to be true. The Third tip is to do your research, to get a low interest and best deal on a mortgage you need to make sure you are working with someone that you can trust. Google the name of the loan officer you are speaking with and see what other people are saying about them. Googling the bank does you now good, google the person as they are who you are going to be working with. also if you ever thought about buying an investment property in Florida, watch this video for some good info: https://www.youtube.com/watch?v=Oukxmc8FxZg Rayce Robinson 321-377-4211 nmls 322615 [email protected] https://www.zillow.com/lender-profile/Rayce%20Robinson/ www.raycerobinson.com Mid Florida Mortgage Professionals COMPANY NMLS 1587074 Note - mortgage interest rates change every day if you have a question on where rates are at just give Rayce Robinson a call from the Robinson Mortgage Team to get your quote today and see how we apply this tips to get you the best mortgage interest rate as well as the best over all deal on a mortgage. Rayce Robinson 321-377-4211 RAYCE ROBINSON (NMLS 322615) Mid Florida Mortgage Professionals, LLC Company NMLS 1587074
What Investment Property Loan Structure Should You Use? (Ep61)
 
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There are many different ways to structure your loan when purchasing an investment property. The way you choose to structure your loan will have a significant impact on your return on investment. It is very important to get your loan structure right. Let’s look at the different loan structures so that you can assess which loan structure is best suited to you. Please note that I am not a financial advisor. Always speak to a professional mortgage broker or financial advisor when making a loan structure decision. ------------------------------------------- http://onproperty.com.au/61 - View the full transcription and audio version of this episode. http://onproperty.com.au/free - See real positive cash flow property listings
Views: 4463 On Property
Best Loan for Real Estate Investors
 
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https://www.freedommentor.com/best-loan-for-real-estate-investors Discover the best loan for real estate investors. Get the money for renovations, a low down payment, low interest rate and a 30 year amortization. It's a conventional loan that very few people talk about in real estate investing but it could be the perfect loan for you.
Views: 36799 Phil Pustejovsky
Beginners' guide to mortgages - MoneyWeek investment tutorials
 
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A property mortgage is the biggest debt most of us will ever take on. So choosing the right one is vital. Tim Bennett explains the basics of mortgages and highlights the main pitfalls to avoid.
Views: 386817 MoneyWeek
How To Use Equity To Buy Investment Property | Property Investing | Mortgage Finance / Refinance
 
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How to use equity finance (Refinance) to buy investment property DOWNLOAD FREE CHECKLIST: https://yourfirstfourhouses.com/ Equity is the difference between what your property is worth MINUS your mortgage and in today's, I talk through how you can use that equity to buy investment property (Real Estate). If you want to learn how to invest in property, or if you want to build a property portfolio of you own, be sure to download the above property investing checklist, because in there I give you a detailed list of everything I think you need to consider BEFORE buying that first investment property. You are also welcome to download my FREE list of every property related website tool and app you'll need in your property business here: https://goo.gl/qtvdQb If you're thinking of releasing the equity from your property to buy an investment property, I would love to hear from you in the comments section below I wish you every success... Tony Law - Your First Four Houses :-) PS. There are some great opportunities in the property market right now!
Views: 71202 Your First Four Houses
BUYING YOUR FIRST INVESTMENT PROPERTY (Introduction to Investing in Real Estate!)
 
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Matthew Pillmore is joined again by top Denver mortgage professional, Joe Massey, to discuss what you need to know before buying your first investment property. These are the critical things you need to know before getting into your first real estate investment. To access the FREE Real Estate Investment Analysis Worksheet, please visit: http://www.investmentanalysisworksheet.com This is incredibly useful for real estate investors (especially those new to real estate investing) to run the numbers of a potential property to determine important things like annual cash flow, annual rate of return, net operating income and much more. If you are interested in learning more or getting in touch with Joe, please e-mail us! EMAIL: [email protected] SUBJECT: MORTGAGE INCLUDE: Contact Information / Direct Phone Number Don't forget to sign up TODAY for your exclusive one on one consultation at: http://www.FreeCoachingCalendar.com Want more actionable financial tips and tricks like this one? Check out our YouTube channel here https://www.youtube.com/channel/UC45hHuqWfdi7TIZg0RDG9_g Make sure to check out our social channels for more insight and industry news! Facebook - https://www.facebook.com/VIPFinancialEducation/ Twitter - https://twitter.com/VIPFinancialEd LinkedIn - https://www.linkedin.com/in/vipfinancialed/ BBB A+ Rating - https://www.bbb.org/denver/business-reviews/financial-services/vip-enterprises-llc-in-westminster-co-90024254/ Complimentary Services and Products mentioned in our videos are available for a limited time only and are not guaranteed at the viewing of this video. VIP Financial Education provides resources for educational purposes only. Our education is not a substitute for Legal, Tax, or Financial advice and results vary. VIP Financial Education encourages viewers to do their homework before taking any financial action. VIP Enterprises, LLC may from time to time earn commissions by recommending various products, services, and programs. #RealEstate #FirstInvestmentProperty #VIPFinancialEd
Views: 24786 VIPFinancialEd
How to Protect Your Rental Investments from Rising Interest Rates
 
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How to Protect Your Rental Investments from Rising Interest Rates As mortgage rates continue to gradually rise, real estate investors must look ahead and decide how to best prepare and protect their investments. No investor wants to relive the 2008 housing crash. That's why it’s important to analyze this data and act accordingly. In this video, you’ll learn the three things you can do to protect your rental properties as mortgage rates rise. I’ll discuss leveraging and cash flow, as well as the importance of purchasing low cost properties. I’ll also share the role of private lenders. You’ll learn exactly what it means for you when the Fed hikes rates, and how to protect yourself. I’ll talk about over-leveraging, mortgage specifics, and more. If you’ve ever worried about how interest rates could affect your investment, this video is for you! What's the Difference Between A, B, & C Neighborhoods: https://goo.gl/xUMYBs Should You Buy Low Cost Properties?: https://goo.gl/uYI7xN Private Money Series: https://goo.gl/NnvxQu BOOK A FREE CALL WITH OUR TEAM TODAY AT MORRIS INVEST: https://goo.gl/DNIIh0 CHECK OUT OUR OTHER GREAT VIDEO PLAYLISTS LIKE: VIDEOS ABOUT TURNKEY REAL ESTATE INVESTING: https://goo.gl/1bGEhB OR VIDEOS ABOUT GETTING STARTED IN REAL ESTATE https://goo.gl/dPfWeY OR VIDEOS ABOUT REAL ESTATE NEWS https://goo.gl/m1b3U8 SUBSCRIBE AND JOIN OUR AWESOME COMMUNITY: https://goo.gl/Polf6I LISTEN TO THE PODCAST: iTunes: https://goo.gl/vM969n FOLLOW ME ON SOCIAL MEDIA: Twitter: http://www.twitter.com/claytonmorris Facebook: https://www.facebook.com/MorrisInvest Instagram: https://www.instagram.com/claytonmorris
Views: 5129 Morris Invest
How Does Your Investment Property Reduce Your Tax?
 
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How Does Your Investment Property Reduce Your Tax? Right. How does an investment property reduce your tax? Let’s say we own the property up here on the top right of the slide. Worth $500,000, it’s got a $450,000 loan on it, and a 5% interest rate. It’s renting for $500 a week, or $26,000 per year. On the left-hand side, we have the Australian tax brackets. And you can see there the first bracket is $18,200, the second 37, 87, 180, and you can see the percentages. Now, let’s say we have a job where we earn $100,000 a year. Now, our employer pays tax on our behalf on the assumption that we’re only going to earn $100,000 a year. So, some money’s been paid to the tax office for that. However, when we have an investment property, the rent we get from a property is actually added to our taxable income. So, at this point in time, we actually haven’t paid enough tax, so unless we make some claims against it, we’re going to have a tax bill not a tax return. But of course, we’ve got plenty of things we can claim. We can claim the loan interest. We can claim the rates. We can claim rental management fees and insurance. Now, all of these things are what we call cash deductions, which means money has to physically leave our bank account in return for getting a third of it back, or 37% back in this case. But there’s one thing that really makes all the difference to property investing and to making sure your properties pay for themselves, and it’s a little magic thing called depreciation. Now, depreciation is what we call a non-cash deduction, or an on-paper deduction. What does it actually mean? Well, the building you are sitting in now is theoretically going down in value. The carpets are going down in value, the curtains are going down in value. Different parts of it are going down in value. But of course, in real life, it’s not. In real life, that property is going up in value or staying the same. Rarely going down in value. But the government allows us to write off the depreciating value of a building. Now, the magic here is that we get to claim this money on tax without actually spending any money from our bank account. This in turn drives our on-paper assessment right down into the red, but in real terms, the cash in and out of our account is not in the red at all. So, lets analyse what we’ve got here. So, our taxable income went up to $126,000, and then came down to $83,000. But we paid tax on $100,000. Therefore, we now are entitled to a tax return. If we paid tax on $100,000 but our revised taxable income is $83,000, then $16,450 of income we paid tax on that we shouldn’t have. So, we should get that back. The refund would therefore be, the first $13,000 would be at 37%, and the balance of that money would be at 32.5% because of where it crosses the line at the $87,000 threshold. So, we would get a tax return against that property of $5,931 in theory. Now, that makes a massive, massive difference. If we’re getting back over $5,000 on a property for depreciation, then that’s about $100 a week. And if we’re getting an extra $100 a week back from our property, on top of a $500 per week rent, well that depreciation is making a 20% increase in the total return that that property gets back. And this can be the difference between a successfully positive cash flow property and a negative cash flow property. Now, ask yourself this question: how many properties can you own that have to put $100 a week or more of your own money into? visit our website: http://www.integritypropertyinvestment.com.au Legal Disclaimer: This information ('the information') is presented for illustrative and educational purposes only. It is not presented nor should it be treated as real estate advice, legal advice, investment advice, or tax advice. All investments involve risk and potential loss of money. If you require advice in any of these fields you should contact a suitably qualified professional to assist and advise you. Your personal individual financial circumstances must be taken into account before you make any investment decision. We urge you to do this in conjunction with a suitably qualified professional. Daimien Patterson, Integrity Property Investor Services, and their associated trading names, companies, researchers, authorised distributors and licensees, employees and speakers do not guarantee your past, present or future investment results whether based on this information or otherwise. Daimien Patterson, Integrity Property Investor Services and their associated trading names, companies, researchers, authorised distributors and licensees, employees and speakers disclaim all liability for your purchase decisions. You should do your own independent due diligence and seek the advice of qualified advisors before making any investment decision.
Calculating Numbers on a Rental Property [Using The Four Square Method!]
 
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Learn how to analyze a rental property with the unique "four square" method and make sure your next rental property investment is a cash cow! In this video from BiggerPockets.com, Brandon Turner (author of The Book on Rental Property Investing and co-host of the BiggerPockets Podcast) shares with you the step by step method for determining the monthly cash flow and cash on cash return for any rental property investment. Calculating the numbers on a rental property doesn't need to be difficult - and this video proves it.
Views: 1316847 BiggerPockets
How to Calculate Numbers on a Rental Property
 
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Discover our straight-forward and easy to use formula for calculating the numbers on a prospective rental property purchase. Welcome to Hipster’s first how-to video! I’m going to show you how to run quick numbers on a rental property. You can use this easy and fast formula for any property you’re looking at. I'll be behind the scenes doing the calculations on my white board and calculator (yes, it really is that big!) to show you how it works. This is an actual rental property I'm using as an example, including the actual purchase price and numbers. (You have to love my handwriting!) You always want to verify the numbers you run before you buy any property (for example, with a property manager), but it helps to do your homework first. This particular house is in Indianapolis and gets $1,075 in rent. It was built in 2002. Super cute little house: three bedroom, two bath. But all we care about right now is the numbers… Want to know more about the latest deals? Subscribe to our Newsletter: http://goo.gl/41tmRK ----- Are you a responsible professional ages 30-49 and want to make smart investments? Have you thought about real estate investing but ruled it out because it sounded complicated or risky? Do you want to grow your money, but are worried about scams and ripoffs? Are you a cool person who I’d just enjoy saying “hi” to? If you answered "YES" to any of those questions, then we should talk. I help people just like you to find smart, safe, passive real estate investments so your money is working hard for you, even if you lack real estate investing knowledge. If you're cautious or nervous, then I can help you get educated on the best real estate investments possible and guide you towards getting that first investment property under your belt. When the passive income starts flowing, you'll be hooked and be ready for more properties, and I can introduce you to actual high quality deals and partners that I would, and do, actually invest in myself. I promise, I won’t refer you to anyone I haven’t personally bought through myself. (true story)
Views: 376355 Hipster Investments
Investment Property Loans and Mortgage Closing Costs with Caeli Ridge - Episode #56
 
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Learn today’s financing qualification requirements for investment property with Caeli Ridge, Owner and CEO of Ridge Lending Group. This pertains to conventional financing of: single family homes, duplexes, triplexes and four-plexes that you do not intend to occupy. Want more wealth? Visit GetRichEducation.com and 1) Subscribe to our free newsletter, 2) Receive turnkey RE webinar opportunities. Listen to this week’s show and learn: 00:52  If you want to control more property, you need good loans. 04:50  Compared to last year, are borrower requirements more rigid or more lax? 07:39  Your credit score, debt-to-income ratio, percent down payment, reserve requirement. 12:46  Qualifying for your first 4 properties is different from your 5th through 10th financed properties. 15:47  Qualifying for your 11th through 35th financed properties. 17:13  Can foreign buyers qualify? Also, LIBOR comments. 19:28  Maximizing your cash-on-cash return when structuring a financed offer. 21:21  Buying income property outside the state where you reside. 22:44  Minimum loan amount is $50,000 to $60,000. 26:10  What is a Good Faith Estimate? 27:58  Closing costs - what are they and where do they all come from? 30:58  Why you would want to pay a 2% Origination Fee rather than 1%. It’s by paying 1 Discount Point to “buy down” your interest rate. 32:55  Recording costs, transfer taxes, escrow charges, appraisal fees, processing fees. 36:02  Title Insurance Resources: RidgeLendingGroup.com MidSouthHomeBuyers.com or call (901) 217-4663 for Top-Notch Turnkey Rental Properties. NoradaRealEstate.com or call (800) 611-3060. Your Premier Source for Turnkey Cash-Flow Investment Property. GetRichEducation.com - that’s where to subscribe to our free newsletter, receive turnkey real estate webinar opportunities, and see all Events. Download the GRE Android App at Google Play to keep the GRE icon right on your phone’s home screen! We would be so grateful if you wrote a review! Here’s how to write one at: iTunes, Stitcher, and Android. To get a free GRE logo decal for your review, send: 1) A screenshot of your review. 2) Your mailing address to: [email protected]
Views: 938 Get Rich Education
Morris Invest: How to Calculate ROI on a Real Estate Investment
 
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Return on investment, or ROI, is the single most important metric to consider when it comes to purchasing rental real estate. At Morris Invest ROI is used to evaluate the performance of an investment. This metric determines how profitable your investment will be. If you’re assessing a real estate investment, ROI is critical. It is the entire reason for investing in real estate! You need to know how to use a simple and conservative formula in order to thoroughly analyze the return on a rental property. In this video, I’ll show you a simple and straightforward way to calculate ROI. You’ll learn about the cash-on-cash formula, and the importance of being conservative in your estimate. We'll talk about cash flow, expenses, and more! How to Evaluate Debt Service on a Rental Property: https://goo.gl/CNzxFq BOOK A FREE CALL WITH OUR TEAM TODAY AT MORRIS INVEST: https://goo.gl/DNIIh0 CHECK OUT OUR OTHER GREAT VIDEO PLAYLISTS LIKE: VIDEOS ABOUT TURNKEY REAL ESTATE INVESTING: https://goo.gl/1bGEhB OR VIDEOS ABOUT GETTING STARTED IN REAL ESTATE https://goo.gl/dPfWeY OR VIDEOS ABOUT REAL ESTATE NEWS https://goo.gl/m1b3U8 SUBSCRIBE AND JOIN OUR AWESOME COMMUNITY: https://goo.gl/Polf6I LISTEN TO THE PODCAST: iTunes: https://goo.gl/vM969n FOLLOW ME ON SOCIAL MEDIA: Twitter: http://www.twitter.com/claytonmorris Facebook: https://www.facebook.com/MorrisInvest Instagram: https://www.instagram.com/claytonmorris
Views: 116174 Morris Invest
Mortgage Interest Only And Repayment explained
 
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This video explain the difference between interest only mortgages and repayments mortgages. It explains what your options are and how to make the best decision for you. Please let me know if this was helpful.
What is a Good ROI to Look for When Investing in Rental Properties? [#AskBP 024]
 
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10%? 15%? 20%? We can talk about finding good deals all day long, but what does that even mean? That’s the question Brandon dives into today on this episode of the #AskBP Podcast! You’ll learn how to calculate ROI and why a simple “cash on cash” ROI might not be enough to give you an answer. Stay tuned! biggerpockets.com/askbp023
Views: 60950 BiggerPockets
Investment Loan Interest Rates - Best Time To Buy An Investment Property
 
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With investment loan interest rates so low, does it mean you should buy an investment property? Hi there, I’m John Cross, a Yellow Brick Road Wealth Manager at Mona Vale. With some investment mortgages down to 3.85% you could refinance out of an old expensive loan and take the opportunity to repay more than you have to – to build up equity more quickly. Certainly a lot of people are asking if the low rates mean it’s time to buy an investment property? The rent may even pay all your loan repayments at the moment. As a property investor you need to separate the mortgage interest rates from the property investment itself. You will probably still own this investment property long after the short term current low rates have returned to higher levels, so the property itself must have long term benefits. You also have to think about negative gearing, which is a tax rule that allows you to take any losses on the property and use them to reduce your taxable income, thereby reducing your taxes. Even if negative gearing gives you a tax break, you have to calculate if you could afford to pay the investment property mortgage if the rates moved upwards by, say, 2%, or 3%. This means at although gearing benefits mean today this property costs you only $30 a week, will you still be able to afford the property if it costs you $250 a week. And, a final hint: the best property investments are made at purchase. Try to buy a property at a good price, with low maintenance, in a high-demand area, where prices are just starting to pick up. Be patient and do your homework. If you buy well, you’ll do well. If you are looking for a top investment property loan and advice contact us for a free initial interview. John Cross Yellow Brick Road Wealth Management Mona Vale Contact John Cross Email: [email protected] Ph: 02 8411 2456 Like Us on Facebook: https://www.facebook.com/YellowBrickRoadMonaVale
The 7 BEST Tax Write-Offs when Investing in Real Estate!
 
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Here are my 7 favorite tax write offs when it comes to owning real estate or investment property and a few examples of how each of them apply. Enjoy! Feel free to add me on Snapchat / Instagram: GPStephan Owning real estate is much more than just owning a cash producing property that provides monthly profits, what makes it really unique against almost every other investment is the tax write offs associated with it. In real estate, a return could be calculated in so many different ways besides “I get $1000 per month in rent.” What makes real estate really special is that you could often make money every month, but on paper show a loss…and this cancels out your tax obligation. Here are some of the tax write offs that make real estate a phenomenal investment. 1. Mortgage interest write off - On an investment property, the interest that you pay on your mortgage is a write off against your rental income. On a primary residence, the mortgage interest on the first $750,000 could also be a write off, potentially saving thousands in owed taxes. 2. Property taxes - This is another deduction you can write off against your rental and personal income. As a primary residence, you’re allowed to deduct the first $10,000 of your property tax against your personal income As an investment property, you can still deduct 100% of your property taxes against your rental income. 3. Depreciation - This is what often leads you to be positive in your bank account each month, but on paper you could show a loss, lowering the amount you’d pay taxes on. With rental property, you’re allowed to depreciate the asset over a certain period of time. Cost segregation analysis can sometimes speed this dramatically. However, keep in mind that because you’re depreciating a property, eventually the tax you depreciate will need to be paid at the time of sale if you DON’T 1031 it, so it’s not a tax avoidance entirely, but this works great if you plan to keep the home as a rental or eventually do a 1031 exchange later on. 4. 1031 exchange. This is a very popular real estate tax benefit that almost every real estate investor uses. This means that you can sell your property and “Exchange” it for a like property of similar or greater value without paying taxes at the time of the same sale. This is how many people can buy and sell millions without ever paying capital gains taxes, as long as they don’t sell and continue 1031 exchanging properties. 5. Capital gains exclusion on a primary residence: As long as you’ve lived in the home for 2 of the last 5 years, you can sell a your primary residence up to $250,000 HIGHER than you bought it for if you’re single, or $500,000 if you’re married, without owning capital gains tax. 6. Cash out refinance - When used against a rental property, you can refinance the extra equity in the property and pull out the profits tax free. Even though this is technically a loan you have to pay back, you’re borrowing from the existing equity and using that money without paying taxes on the money that hit your account. This gets a little more complicated as a primary residence, but on a rental, this is a huge advantage because the new mortgage you pay on the amount pulled out counts against your rental income…so you can use this money for pretty much whatever you want, hopefully just to re-invest. 7. Finally, rental property income is not taxed as self employment income, which carries a 15.3% self employment tax (not fun). But keep in mind this is also dependent on how you hold the property and specific ways you’re treating your income. Disclosure: I am not a tax consultant or CPA. These are just a few tax advantages I have used myself and I have simplified these significantly for purposes of explaining them on YouTube. Check with your own accountant or CPA because every situation is going to be unique. For business inquiries or one-on-one real estate investing/real estate agent consulting or coaching, you can reach me at [email protected] Suggested reading: The Millionaire Real Estate Agent: http://goo.gl/TPTSVC Your money or your life: https://goo.gl/fmlaJR The Millionaire Real Estate Investor: https://goo.gl/sV9xtl How to Win Friends and Influence People: https://goo.gl/1f3Meq Think and grow rich: https://goo.gl/SSKlyu Awaken the giant within: https://goo.gl/niIAEI The Book on Rental Property Investing: https://goo.gl/qtJqFq Favorite Credit Cards: Chase Sapphire Reserve - https://goo.gl/sT68EC American Express Platinum - https://goo.gl/C9n4e3
Views: 27880 Graham Stephan
How To Obtain A Loan For Income Property with Caeli Ridge - Ep. #229
 
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Holy shift! Mortgage rates have hit their lowest level in a year. 5.5% interest rate and a 20% down payment for an income property are today’s terms. Interest rates recently hit their lowest mark in a year. 740 credit score gives you the best rates. Beyond your first 10 properties (single) and 20 properties (married), there is NO LIMIT on the number of properties you can buy (SFHs to four-plexes). Though after 10 single / 20 married, your interest rate will be higher, though not by much. Learn from Ridge Lending Group CEO & President Caeli Ridge about what you need to qualify for an income property loan today. We discuss your DTI: debt-to-income ratio. I give an example of how to determine yours. Want a cash-out refinance of your income property? 75% LTV for SFHs, 70% LTV for 2-4 unit properties. Learn about why today’s smart money often buys 1-4 unit properties rather than larger apartment buildings … … it’s the safety & stability of 30-year fixed loans. Remember, last month on the show, Jim Rogers told us interest rates will go much higher over the long-term. __________________ Want more wealth? 1) Grab my FREE E-book and Newsletter at: GetRichEducation.com/Book 2) Actionable turnkey real estate investing opportunity: GREturnkey.com 3) Read my best-selling paperback: getbook.at/7moneymyths __________________ Resources mentioned: Mortgage Loans: RidgeLendingGroup.com Find Properties: GREturnkey.com Cash Flow Banking: ProducersWealth.com Turnkey Real Estate: NoradaRealEstate.com QRP: TotalControlFinancial.com JWB New Construction Turnkey: NewConstructionTurnkey.com Follow us on Instagram: @getricheducation Keith’s personal Instagram: @keithweinhold
Views: 595 Get Rich Education
What Loan Is Best For Investment Property Investors
 
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There are many ways to arrange loans for your investment property: Some banks just have similar investment loan to a home loan but at a higher rate, while other banks may give you a package. Getting the right loan can save you a small fortune. Hello, I am John Cross, a Yellow Brick Road wealth manager and I’m here to quickly tell you a few points to keep in mind when getting an investment property loan. The standard investment home loan is easy to understand as it’s like any normal owner occupied home loan. You borrow up to 80% or even 90% of the property in one loan over the one property and make the monthly payments, either interest only or principal and interest (P&I). Nice and easy except the interest rates will be higher because it’s an investment loan. For property investors, its often best to have a mix of your personal home security and investment property security along with your home and investment loan and have the what is called a “Cross-Collateralized” loan, sounds complicated but really, it’s not. Just add up the property values and have you have a mortgage over both, the mortgage can then be split then to reflect the original purpose for the loan . It is important to have the split reflect the purpose for the loan when tax deductions are expected to be claimed for the investment property. The big advantage of this mixed loan is some banks will give you owner occupied home loan rates over both splits in the loan and not charge the investment loan rate. Better still some allow up to 10 splits to match different loan needs and purposes. Even better some banks allow the split to be changed as your loan needs change. For example you may have paid down your home loan portion and want to redraw funds to buy an investment property, can do this with this sort of loan and create another split. With smart planning like this you can use a packaged loan to even pay off you original home loan and have many investments both property and shares, with investment loans being tax deductible. Act now and don't miss out on this essential information that I can provide you on these sorts of loans and make it very easy for you to proceed forward. So act now and don't miss out on the information we can give you. Make use the key area, it's easy to process. Call me to book a free consultation and have some peace of mind you have got the loan right. John Cross Yellow Brick Road Wealth Management Maroochydore Contact John Cross Email: [email protected] Ph: 07 3190 1210 Like Us on Facebook: https://www.facebook.com/Yellow-Brick-Road-Maroochydore-1567581343518403/
Views: 132 John Cross
Investment Property Mortgage Rates Today ✔ Stock Market
 
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Trading Profits of $760 in just 72 seconds! TOP SECRET Formula! Click Here Now! http://tiny.cc/Profits-Auto-Pilot You've probably heard a lot about the brand new ABS software this week, but if not, here's what you're missing: http://tiny.cc/Profits-Auto-Pilot With AutoBinarySignals, you can: 1) Get started in just a few minutes from right now. 2) Can be used by Beginners. 3) Super-Accurate '80-100%' Leading Signals! 4) Uses a Risk/Reward Stabilizing System 5) Take revenge on the brokers who have happily taken all your cash for months. 6) Unqiue MPMIS - Multi-Indicator System 7) Use's a sepcialist Supply/Demand Price Predictor. 8) Auto-Adaptive Profit-Trade Technology™ 9) Earn a reputation as the binary trader "in the know". It is not important if you're just looking to just take a cheap $799 weekend cruise or your trying to create a livelihood from trading and want to earn $5,341.55 a week or even up to $9,711.09 in a day. With ABS, anything is possible for you. Retire With Penny Stocks. Penny Stocks Can Make You Rich! Click Here Now! http://tiny.cc/Penny-Stocks
Views: 4 Larry
HOW TO ANALYZE AN INVESTMENT PROPERTY'S ROI (The Real Estate Investment Analysis Worksheet)
 
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Today we are joined by top Denver mortgage professional, Joe Massey, to discuss something he uses while researching an investment property - The Real Estate Investment Analysis Worksheet. This is incredibly useful for real estate investors (including those new to real estate investing) to run the numbers of a potential property to determine important things like annual cash flow, annual rate of return, net operating income and much more. To access this FREE gift, please visit: http://www.investmentanalysisworksheet.com If you are interested in learning more or getting in touch with Joe, please e-mail us! EMAIL: [email protected] SUBJECT: MORTGAGE INCLUDE: Contact Information / Direct Phone Number Don't forget to sign up TODAY for your exclusive one on one consultation at: http://www.FreeCoachingCalendar.com Want more actionable financial tips and tricks like this one? Check out our YouTube channel here https://www.youtube.com/channel/UC45hHuqWfdi7TIZg0RDG9_g Make sure to check out our social channels for more insight and industry news! Facebook - https://www.facebook.com/VIPFinancialEducation/ Twitter - https://twitter.com/VIPFinancialEd LinkedIn - https://www.linkedin.com/in/vipfinancialed/ BBB A+ Rating - https://www.bbb.org/denver/business-reviews/financial-services/vip-enterprises-llc-in-westminster-co-90024254/ Complimentary Services and Products mentioned in our videos are available for a limited time only and are not guaranteed at the viewing of this video. VIP Financial Education provides resources for educational purposes only. Our education is not a substitute for Legal, Tax, or Financial advice and results vary. VIP Financial Education encourages viewers to do their homework before taking any financial action. VIP Enterprises, LLC may from time to time earn commissions by recommending various products, services, and programs. #RealEstate #ROI #VIPFinancialEd
Views: 14062 VIPFinancialEd
PSA: Why you SHOULDN’T get a 15-year Mortgage
 
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Here’s why I don’t recommend getting a 15 year mortgage vs a 30 year mortgage, and how taking out a longer term loan could leave you with WAY more money…enjoy! Add me on Snapchat/Instagram: GPStephan Join the private Real Estate Facebook Group: https://www.facebook.com/groups/therealestatemillionairemastermind/ Get $50 off for a LIMITED TIME with code ThankYou50 - The Real Estate Agent Academy: Learn how to start and grow your career as a Real Estate Agent to a Six-Figure Income, how to best build your network of clients, expand into luxury markets, and the exact steps I’ve used to grow my business from $0 to over $125 million in sales: https://goo.gl/UFpi4c here’s where I’m getting at, summed up as simply put as possible..if you don’t watch anything in the video, at least read this: First of all, there’s NOTHING stopping you from paying down a 30-year mortgage early if you want to. If you get a 30 year loan, you can pay it off whenever you want. If you decide you want to pay it off in 15 years, just increase your monthly payment and pay it off sooner. What a 30 year loan gives you that a 15-year loan doesn’t is FLEXIBILITY. It gives you the ability, if you want to, to pay it off over 30 years and invest elsewhere…or you can pay it off in 5 years, it doesn’t matter. The advantage to doing this is that it gives you more safety and leeway with your payments. Also, home equity isn’t really going to be making you money…as unpopular as that is to say, when you have your money tied up in a property, it’s not money that’s easily accessible to invest elsewhere at a higher return. In order to get that money, you either need to sell the property - or do a cash-out refinance, pulling out your money, but then taking out a brand new loan and starting all of this again. With a 30 year loan, you’ll have access to your money as you need it because you’re paying LESS money into an illiquid investment like real estate, and like my last example, you’ll have more free cashflow available to you at the end of the month. And arguably, the difference in loan amounts between 15 years and 30 years is really such a small number after you account for write offs and inflation…that you may as well just take the 30 year for additional flexibility, allowing you to re-invest the money at a higher return. And let me just say this for all the Dave Ramsey followers who live by his advice of the 15 year mortgage: The IDEAL scenario here is that if you’re getting a home for yourself to live in, buy something where you could afford the 15-year mortgage, but take a 30 year for additional flexibility. If you’re getting a house where you can ONLY afford a 30 year house payment, I’d argue that you should lower your price range. For an investment property, always take the 30 year…cash flow is king, not equity, so you could always go with the option that gives you the greatest amount of write offs…which is the 30 year…and the most cash flow…which is also the 30 year. For business inquiries or paid one-on-one real estate investing/real estate agent consulting or coaching, you can reach me at [email protected] Suggested reading: The Millionaire Real Estate Agent: http://goo.gl/TPTSVC Your money or your life: https://goo.gl/fmlaJR The Millionaire Real Estate Investor: https://goo.gl/sV9xtl How to Win Friends and Influence People: https://goo.gl/1f3Meq Think and grow rich: https://goo.gl/SSKlyu Awaken the giant within: https://goo.gl/niIAEI The Book on Rental Property Investing: https://goo.gl/qtJqFq Favorite Credit Cards: Chase Sapphire Reserve - https://goo.gl/sT68EC American Express Platinum - https://goo.gl/C9n4e3
Views: 388165 Graham Stephan
How I Bought This House For $0
 
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I’m proud to say that this property…was free. It cost me $0. I was able to buy an income generating property…in Los Angeles…for nothing. Here’s how - enjoy! Add me on Instagram: GPStephan The YouTube Creator Academy: Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: https://bit.ly/2STxofv $100 OFF WITH CODE 100OFF Merch: http://www.GrahamStephanStore.com/ My ENTIRE Camera and Recording Equipment: https://www.amazon.com/shop/grahamstephan?listId=2TNWZ7RP1P1EB 24 months ago, I began looking for an income property around the mid-city area of Los Angeles. I liked this area in particular because it was close to nearby transit, surrounded by several large new developments, it was only a 15 minute drive away from the beach…and most importantly, it was one of the few areas in Los Angeles where property prices were still selling under $1 million dollars. After 6 months of searching, writing offers, getting out bid, and otherwise not finding a single opportunity - the perfect spot came up. And the price? Listed for…$585,000. So I made them an immediate offer: I’ll pay full price, guaranteed to close…under the condition, that the owner accepts it immediately. I bought it for $585,000…I put $150,000 as a down payment, and I got a loan for $438,000 to cover the rest. Then, I spent another 2 months, and roughly $80,000 fixing it up. This meant, when I was finished, I had invested a total of 2 months worth of time, and $230,000 into a property. So I went to the bank, and I told them I wanted to do what’s called a REFINANCE. This is when the bank will give you a new loan on the property, based on the CURRENT value of what it’s worth - NOT what you paid for it. And the market value was very favorable to me…an appraiser determined the market value of my property, for a remodeled 1920’s Spanish duplex, was now $780,000, just shortly after I bought it. So given the new value, the bank is able to give me a mortgage of up to $585,000, and give me back $145,000 in cash. My current mortgage is $438,000 The bank’s NEW loan is $585,000 The new loan pays off the old one, and that leaves us with $145,000 left over after paying some transaction fees. That was in 2017. NOW…I can do it again. I went from bank, to bank, to bank…to get a quote on a new mortgage. I was able to get at 3.75% fixed rate mortgage for 30 years, on a cash out refinance. The bank appraised it for $965,000. And given the new $965,000 value, I was allowed a $675,000 mortgage - leaving 30% worth of equity still in the property. That meant…after all was said and done…not only do I have $290,000 worth of equity in the property…but I now SAVE an extra $200 per month on my mortgage interest payments, and I got back ALL of the $230,000 I invested, leaving a total out of pocket cost, to buy this property, of $0 Like I said, the first refinance got me back $145,000…and the second got me back $85,000. That was everything I had invested in this property…and it’s basically free real estate. In real estate, your ideal situation is that you can control 100% of an income-generating asset…by having as LITTLE of your own money invested in it, as well. This gives you the opportunity to INVEST your money in other, higher generating opportunities - than keeping your money tied up in an asset where it isn’t actively working for you. This is the name of the game in real estate…it’s to find a good deal, put your money in, make it work for you, refinance your money back out, keep the property…then go and use that money to do it again. And it’s by doing that, over and over and over again, that you can soon build up an empire of real estate, for free, by just…smashing the like button. For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at [email protected]
Views: 397066 Graham Stephan
FHA Mortgage Rates Now Exceed Conventional - Today's Mortgage & Real Estate News
 
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https://growella.com/mortgage/ ► Today's mortgage and real estate news: (1) Home buyers might find better value in new construction homes as home supply rises, and builder confidence drops for the fourth straight months; (2) An update on today's mortgage rates and the 5-day interest rate trend; (3) FHA mortgage rates surpass conventional rates for the first time since Ellie Mae started tracking such data. FROM THIS EPISODE Mortgage software firm Ellie Mae reports that buyers of homes paid higher rates of interest for FHA loans as compared to conventional ones for the first time in recorded history. Ellie Mae touches more than three million loan applications each year for the nation's lenders and has been tracking such data since two-thousand thirteen. The news is big buyers of homes, and a major point of interest [major point of interest]. FHA mortgage rates, historically, have come in a quarter-percentage point lower as compared to conventional rates, and that difference in rates helped a lot of home buyers decide which is better? FHA or conventional. Well, today, the answer's not so clear. FHA mortgage rates are higher than conventional ones, but that's only on average, so for buyers with average credit or below, or for house-hacking buyers with interest in a multi-unit, the FHA is still the better financing option under general you [general circumstances]. But for everyone else who's come to think of the FHA as the default low-down payment option, now's the time to re-assess. Conventional low-down payment loans are out there and they take down payments of just three percent on the purchase price Jump to the following: (00:11) New Home Supply ticks higher (01:09) Mortgage rates for today and the 5-day trend (01:30) FHA mortgage rates higher than conventional rates WANT A FREE MORTGAGE RATE QUOTE? https://growella.com/mortgage-rates/?src=yt VISIT GROWELLA.com FOR MORE REAL ESTATE AND MORTGAGE NEWS & TIPS https://www.growella.com SUBSCRIBE NOW FOR NEWS, HOW-TO VIDEOS, STORIES, AND ADVICE https://www.youtube.com/channel/UCmVzrkCIKVn-yLK5MpdRnLA?sub_confirmation=1 SUBSCRIBE TO OUR EMAIL LIST! https://growella.com/subscribe/ LET'S CONNECT! Instagram ► https://instagram.com/growella Facebook ► https://facebook.com/growella Twitter ► https://twitter.com/growella Linkedin ► https://www.linkedin.com/company/growella/ Pinterest ► https://www.pinterest.com/growella Growella ► https://www.growella.com NEWS SHOW SPONSORSHIP OPPORTUNITIES Email us at [email protected] SHOW HOST: Dan Green PRODUCER: Daniel Parish
Views: 3889 Growella
Mortgage Rate Strategies for 2019
 
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Mortgage rates are climbing right now in Austin - are you going to be able to sell before you move? How will you afford that 2nd or 3rd investment property? Well, today you’re going to hear about Mortgage Rate Strategies for 2019. Don't Forget to ~SUBSCRIBE~ to the channel for Weekly Restaurant Reviews and BTS of Austin TX. 👇👇👇👇👇👇 💥 My Latest Video Uploads https://www.youtube.com/user/spyglassrealty/videos 💥Join Ryan as He Tours Local Foodie Attractions! https://www.youtube.com/watch?v=fsjyI8C_Evk&t=1s 💥 We Love Tequila, Tequila, Tequila 512! https://youtu.be/Xfj1BnIzFrM *Subscribe* to Join the Spyglass Family! S O C I A L M E D I A ▶️ FACEBOOK: http://facebook.com/spyglassrealty ▶️ INSTAGRAM http://instagram.com/spyglassrealty ▶️ BLOG: http://spyglassrealty.com/blog
Views: 1508 SpyglassRealty
HELOC vs CASH OUT REFINANCE - How To Buy A House! (REAL ESTATE 2019 PART 2)
 
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In part 2 of the Real Estate 2019 series where we follow along the process that goes into how to buy a house that will be used as an investment property / rental property, Matthew Pillmore, president of VIP Financial Education, talks about the benefits that a HELOC or Home Equity Line of Credit can give you as opposed to a Cash Out Refinance (or cash out refi). Follow along as Matt talks with the bank that will be giving this debt weapon, the application and approval process that goes into attaining a non-owner occupied home equity loan. In this video a you'll find a cash out refinance explained along with some of the key stipulations that go along with a non owner occupied heloc when it comes to rental properties. Some of the concepts in today's episode fit along with Robert Kiyosaki Real Estate concepts...but they go even further... This is part 2 of the series, so stay tuned as the process moves forward -we'll keep you in the loop! Don't forget to sign up TODAY for your exclusive one on one consultation at: http://www.FreeCoachingCalendar.com Videos Mentioned in This Episode Include: REAL ESTATE 2019 PART 1: https://www.youtube.com/watch?v=lyY75wyw2TI WHY I LOVE HELOCS: https://www.youtube.com/watch?v=NxKzaLEQCpQ HOW TO PAY OFF A HOME FAST!: https://www.youtube.com/watch?v=G7-Ri09fNcI RICH DAD POOR DAD REVIEW: https://www.youtube.com/watch?v=MawPqFlmG_4 HOW I LOST $150,000 IN A DAY!: https://www.youtube.com/watch?v=2l-DkUL5Oss WHAT ARE DEBT WEAPONS?: https://www.youtube.com/watch?v=ANHhH0ECUZI BEST RESOURCES FOR AFFILIATE INCOME: https://www.youtube.com/watch?v=NLZ7qWNvIQw Our coaching costs can change with demand. To see our current pricing please watch this video: https://www.youtube.com/watch?v=HbVLmCvFjoI Much like Robert Kiyosaki, VIP is all about utilizing leverage (via Debt Weapons) to increase cash flow through investing in all types of things, from real estate to small businesses. VIP differs in their approach to the follow through, utilizing some of the things Dave Ramsey teaches - optimizing your cash flow by decreasing expenses - however VIP differs there too. We are all about maintaining the lifestyle design YOU want, all while optimizing your expenses through creative approaches. We're all about the best of both worlds. Do you watch Dave Ramsey, Robert Kiyosaki, Grant Cardone, Gary Vee, Graham Stephan, Meet Kevin, Ryan Scribner, Replace Your Mortgage, Project Life Mastery, Russel Brunson, Alex Becker, Tanner J Fox, Refusing to Settle, Dan Lok, Jeff Rose, Tai Lopez, Bigger Pockets, or Pat Flynn? Then you'll love our channel! Be sure to subscribe!! Want more actionable financial tips and tricks like this one? Check out our YouTube channel here https://www.youtube.com/channel/UC45hHuqWfdi7TIZg0RDG9_g Make sure to check out our social channels for more insight and industry news! Facebook - https://www.facebook.com/VIPFinancialEducation/ Instagram - https://www.instagram.com/vipfinancialed/ Instagram (Lifestyle) - https://www.instagram.com/vipfinancialedlifestyle/ Twitter - https://twitter.com/VIPFinancialEd LinkedIn - https://www.linkedin.com/in/vipfinancialed/ BBB A+ Rating - https://www.bbb.org/denver/business-reviews/financial-services/vip-enterprises-llc-in-westminster-co-90024254/ CONTEST RULES: In order to be eligible for the ongoing contests you must: A) Be Subscribed B) Comment on this video CONTEST PRIZE: $25 Amazon Gift Card 1 winner selected each week to the end of 2018. Disclaimer and Waiver — VIP Enterprises, LLC, its owners, officers, directors, employees, subsidiaries, service providers, content providers and agents (referred to as "VIP Financial Education") are not financial or investment advisers and not licensed to sell securities or investments. None of the information provided is intended as investment, tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement, of any company, security, fund, or other offering. The information should not be relied upon for purposes of transacting securities or other investments. Your use of the information contained herein is at your own risk and results always vary. The content is provided 'as is' and without warranties, either expressed or implied. VIP Enterprises does not promise or guarantee any income or particular result from your use of the information contained herein. Under no circumstances will VIP Enterprises be liable for any loss or damage caused by your reliance on the information contained herein. It is your responsibility to evaluate any information, opinion, advice or other content contained. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, or other content. Furthermore, from time to time VIP Enterprises may earn an affiliate commission when a viewer purchases a product, program, or service as a result of our content. #RealEstate2019 #HELOC #CashOutRefi #HowToBuyAHouse
Views: 9734 VIPFinancialEd
Section 24 | Finance Act 2015 | Axe The Tenant Tax | Mortgage Interest Relief on Buy To Let Property
 
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Buy To Let Tax Changes - George Osborne delivered a Summer Budget Statement to the House Of Commons on Wednesday 8 July 2015. In that statement he announced that he was going to restrict the interest relief that landlords receive for their buy to let mortgages to the basic level of income tax. Tenant Tax Website: http://www.tenanttax.co.uk Sources: UK Parliament - Chancellor delivers Summer Budget statement - Wednesday 8 July 2015 https://www.youtube.com/watch?v=Cvr_yDMDpnE Property Tribes - Tenant Tax Campaign - Lisa Orme https://youtu.be/RRznWLyf8Us Property Tribes - Tenant Tax hearing result - industry reactions https://youtu.be/364HC3XCoRQ Share this video: https://youtu.be/lA8BcDAtZvE Subscribe To My Channel to Get More Great Information http://www.youtube.com/subscription_center?add_user=Monoperty Andy Walker is the creator of monoperty.com, where he blogs online as a property investor and landlord, sharing what works, and what doesn't, to help you start or expand your property portfolio. Check out Andy's informative videos and join the conversation. If you have any questions, please leave a comment in one of the videos or head over to http://monoperty.com/ask. Section 24 | Finance Act 2015 | Axe The Tenant Tax | Mortgage Interest Relief on Buy To Let Property 1:48 George Osborne announces plans for restricting mortgage interest relief for Buy To Let landlords, and what will become Section 24 of the Finance Act 2015 7:00 Why is Section 24 being referred to as the Tenant Tax? 8:13 How you can help to raise awareness 9:52 Question Time Other Videos To Watch: Brexit | House Prices | Property Market - My Predictions As A Real Estate Investor & Landlord https://youtu.be/P8fc7B2A7mM Property Management | Using A Letting Agent Or Self Managing Your Investment Property | Buy To Let https://youtu.be/XaMhRJiD2SQ Property Renovations | Lessons I learned on My First Refurbishment Project https://youtu.be/1j_GpUUm2jQ Other Great Resources: http://monoperty.com Connect With Me: http://www.facebook.com/monoperty https://twitter.com/monoperty https://www.linkedin.com/in/andywalker3 Property Investing Education - Section 24 | Finance Act 2015 | Axe The Tenant Tax | Mortgage Interest Relief on Buy To Let Property #Section24 #TenantTax #BTL
Views: 4854 Monoperty
Refinance or Renew Investment Property Mortgage?
 
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You bought an investment property 5 years ago and it's time to renew the mortgage, how do you know if you should refinance or renew the mortgage? #refinance #investmentproperty ------------------------------------------------------------------------------------------------ New videos every week - SUBSCRIBE: https://goo.gl/Ts12Xi I'm a full time Real Estate Broker in the city of Toronto. I live, work and invest in Toronto's real estate. I'm a father, husband and triathlete 🏊🚴🏃. Did I mention I love ☕ LET'S CONNECT! Instagram: https://www.instagram.com/nawar.naji/ Facebook: https://www.facebook.com/NawarNajiRealEstate/ Website: https://urbancityproperties.com/ Email: [email protected] Thank you for subscribing and watching my videos. Feel free to connect if you have questions about investing, buying or selling in Toronto's real estate market.
Tampa Bay Investment Mortgage Rates and Tips from Plant City Mortgages - Duncan Duo Show
 
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http://www.Facebook.com/TheDuncanDuoShow Curious about mortgage rates on an investment property? Nate and Andrew talk about some of the benefits of buying investment and rental property in Tampa bay - as well as costs, rate ranges, and benefits. If you are considering an investment property loan, go ot http://www.PlantCityMortgages.com
Evaluating Commercial Properties, Commercial  Mortgage Rates and Commercial Mortagage Calculator
 
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Factors lenders use to evaluate commercial properties. For help in obtaining a commercial mortgage call at 516-590-9803 or visit the website www.businesslendinginfocenter.com Please subscribe to this youtube channel for more information about commercial mortgage financing. https://www.youtube.com/watch?v=9xDTkSrO5Cw https://www.youtube.com/watch?v=SN_DjIz2q9Q Commercial building finance Long Island Commercial building finance Commercial building refinance Commercial mortgage Long Island commercial mortgage Commercial mortgage broker Long Island Commercial mortgage broker Refinance commercial property Financing commercial real estate Commercial refinance Commercial mortgage rates Commercial mortgage Commercial Mortgage Calculator Commercial lending Buying Commercial Property Purchasing Commercial Property Financing Commercial Property Long Island Refinance commercial property Long Island Financing commercial real estate Long Island Commercial refinance Long Island Commercial mortgage rates Long Island Commercial mortgage Long Island Commercial lending Hello, this is Paul Warkow from Business Lending Info Center. This is the place to be if you are looking for a commercial mortgage, whether it be purchasing a new property or refinancing your current property. Call me, e-mail me or click on the button at the bottom of this video to go over situation and figure out what is right for you. Although there are similarities, commercial mortgage lenders evaluate the application differently than a residential mortgage. Here are some of the items that commercial lenders look at in the application process. Unlike the residential mortgage, which evaluate the borrower first, commercial mortgage lender looks at the property first. Factors such as the ability of the property to generate income that will support all the expenses and the mortgage payment go into the evaluation of the property. Other factors such as the property’s financial history, is it properly maintained and the area where it is located is also important. There are several measurements the lender will use in evaluating the property. One is Net Operating Income. Net operating income means the income the property produces minus the expenses. Keep in mind income does not mean rent only. Income can come from other sources such as vending machines or advertising placed on the outside of the building. If the borrower is occupying part or all of the building to operate its own business, the business income will also be included. Expenses will included everything associated with running the building except the mortgage payment. A second factor is cash flow. Simply put cash flow is net operating income minus the mortgage payment. Obviously, the property should have a positive cash flow. Another important factor is cash on cash return. This is the annual cash flow divided by the down payment. For example, if the property has a cash flow of $20,000 a year and the down payment to purchase the property is $20,000, then it takes one year to recapture the down payment and the cash on cash return is 100%. If the cash flow is $10,000, it will take two years and the cash on cash return is 50%. If it takes 4 years, it will be 25% and so on. Finally, another big factor is the capitalization rate. The capitalization rate is the net operating income divided by the sales price. So if the net operating income of the property is $50,000 and the property was purchased for $500,000, the capitalization rate would be 10%. Capitalization rates are very important because when lenders compare properties in the same neighborhood for purposes appraising the property, they will compare capitalization rates. Although capitalization rates are not the only factor in a commercial property appraisal, it is an important one. When a purchaser is making the decision to buy a commercial property, all these factors should be known. A good commercial mortgage broker will know the numbers mean and be able to help the client. If you need a commercial mortgage for an investment property or the place to operate your business, we will help you every step of the way. Call me, e-mail or click on the button so we can discuss your situation. The availability of commercial loans has never been better, let’s get started.
Commercial Loan Rates | Commercial Loan Requirements
 
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Call now to speak to a loan officer 844-899-7760 or visit us online at http://www.superiorcommercialmortgage.com/ Interested in Commercial Loans | Commercial Mortgage Rates Commercial Mortgage Rates Compared to Home Loan Rates ... View today's current commercial loan interest rates. Our Company strives to offer the lowest commercial mortgage rates in the marketplace. Commercial Mortgage Rates - Commercial Real Estate Lender Get a commercial real estate loan for your business. Buy, refinance or use your equity to adapt as your business grows. ... Rates. Interest rate. as low as ... What Is The Current Commercial Mortgage Rate Find the current commercial mortgage rate depending on the asset class, loan-to-value, associated index rate & more. Updated monthly in ... Average Commercial Real Estate Loan Rates for 2017 Commercial Mortgage Rates Compared to Home Loan Rates ... Commercial Mortgage Rates Commercial mortgage rates are typically about 50 to 100 basis ... 00%) higher than the prime, 30-year residential mortgage rate. Commercial Loan Rates | Commercial Loans - Commercial Mortgages ... Commercial Loan Rates Commercial mortgage rates are deliciously low right now, making this a superb time to buy commercial-investment real estate or to ... Commercial Mortgage Calculator Commercial Property Loan Calculator. This tool figures payments on a commercial property, offering payment amounts for P & I, Interest-Only and Balloon ... Commercial Real Estate Loan Rates - Fit Small Business Commercial real estate loan rates remain at near all time lows, making now a great time for small business owners to purchase or refinance ... Topics directly related to Commercial Loans | Commercial Mortgage Rates: commercial business loan rates, commercial loan rates 2017, commercial real estate loan rates and terms, chase commercial mortgage rates, commercial real estate loan rates 2016, commercial mortgage rates calculator, average commercial loan rates, commercial real estate loan rates 2017 {People also interested in following}: How long can you finance commercial real estate? What is the average commercial loan rate? What is the interest rate on commercial loans? What is a commercial mortgage loan?
HARP 2.0:  HARP 2.0 for Second Homes and Investment Property
 
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While it is common knowledge that eligible residential homeowners can use HARP 2.0 to lower their mortgage rates, those with second homes and investment property can also use this program to reduce their mortgage expenses. In particular, HARP 2.0 for investment property can help increase the yields on those investments. FreeRateUpdate.com is helping consumers find HARP 2.0 Lenders. Take advantage of the HARP 2.0 Refinance Loan Program and get the lowest HARP 2.0 Refinance Loan Rates through http://FreeRateUpdate.com.
Views: 92 FreeRateUpdate
Biggest HELOC Mistake For Real Estate Investors
 
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Many real estate investors are making this mistake with the HELOC (Home Equity Line of Credits). – Get My 12 Video Series for FREE here – http://realestateinvestingapprenticeship.com/index.php/12-videos/ – Get “Single-Family Investing Made Simple” for FREE here – http://kwpropertypro.com Also, don’t forget to check out my Real Estate Investing Apprenticeship Program™ by clicking HERE - http://realestateinvestingapprenticeship.com/ - If you want to take your life to the next level and get one-on-one guidance from me for the next 5 years (yes, 5 WHOLE years), this program is for you! My TOP Real Estate And Business Books To Read: Real Estate Investing in Canada 2.0 by Don R. Campbell - https://goo.gl/gNFHqb The Millionaire Real Estate Investor by Gary Keller - https://goo.gl/2MLe1c Flip: How to Find, Fix, and Sell Houses for Profit by Rick Villani - https://goo.gl/wyEzKJ Psycho-Cybernetics by Maxwell Maltz - https://goo.gl/Na9itf Think and Grow Rich by Napoleon Hill - https://goo.gl/cZpPEy Awaken the Giant Within by Tony Robbins - https://goo.gl/xEAZjv The Way of the Superior Man by David Deida - https://goo.gl/j2hMHu Sam Walton: Made In America by Sam Walton - https://goo.gl/EDAhcU Follow Me On Social Media: Instagram - https://www.instagram.com/matpiche/ Facebook - https://www.facebook.com/TheFruitfulInvestor LinkedIn - www.linkedin.com/in/mat-piche-TheFruitfulInvestor Twitter - https://twitter.com/Fruitfulinvestr
Views: 17559 The Fruitful Investor
How To Buy Investment Property Using Your Mortgage: Samantha Brookes Mortgages
 
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If you’re looking for ways to purchase an investment property, Samantha Brookes from Mortgages of Canada has some valuable tips to help you get started using your existing mortgage. Samantha Brookes, CEO & Founder of Mortgages of Canada, appeared on Rogers Daytime to share 3 ways to use your mortgage to begin investing in real estate. FOLLOW ME AT: Blog: http://www.samanthabrookes.ca/ Facebook: https://www.facebook.com/samanthabroo... Twitter: http://www.twitter.com/MortgagesofCan Instagram: http://www.instagram.com/iamsamanthab... My YouTube channel: http://www.youtube.com/samanthabrookesTV
How to Get a Loan - Real Estate Investing Made Simple
 
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I want to give you my new Real Estate book for FREE! Just follow this link: https://10x.grantcardone.com/real-estate-made-simple-book How to Get a Loan-Real Estate Investing Made Simple: The easier a loan is to get, the less money you will make, the more trapped you are, and the fewer buyers will be there to buy your deal on your exit. There are different types of loans, and the easiest to get is a residential loan, which is 4 units or less and you must live in one of them. This is better than a home loan. This loan is not just based on your credit, it’s based on income. Commercial loans are more difficult to get. Here’s what they’re going to look for: 1. They’re going to look at your net worth first. 2. Next, they’ll look at your credit. 3. Finally, they’ll look at your track record, what kind of experience you have. The most important thing to have is #1. You need net worth to get started. Watch as I take callers today and review their deals so that you too can educate yourself on this business. Check out https://cardonecapital.com/ for more on how you can invest with me and not worry about securing your own loan. ---- ►Where to follow and listen to Uncle G: Instagram: https://www.instagram.com/grantcardone Facebook: https://www.facebook.com/grantcardonefan SnapChat: https://www.snapchat.com/add/grantcardone. Twitter: https://twitter.com/GrantCardone Website: http://www.grantcardonetv.com Advertising: http://grantcardonetv.com/brandyourself Products: http://www.grantcardone.com LinkedIn: https://www.linkedin.com/in/grantcardone/ iTunes: https://itunes.apple.com/us/podcast/cardone-zone/id825614458 ---- Thank you for watching this video—Please Share it. I like to read comments so please leave a comment and… ► Subscribe to My Channel: https://www.youtube.com/user/GrantCardone?sub_confirmation=1 -- Grant Cardone is a New York Times bestselling author, the #1 sales trainer in the world, and an internationally renowned speaker on leadership, real estate investing, entrepreneurship, social media, and finance. His 5 privately held companies have annual revenues exceeding $100 million. Forbes named Mr. Cardone #1 of the "25 Marketing Influencers to Watch in 2017". Grant’s straight-shooting viewpoints on the economy, the middle class, and business have made him a valuable resource for media seeking commentary and insights on real topics that matter. He regularly appears on Fox News, Fox Business, CNBC, and MSNBC, and writes for Forbes, Success Magazine, Business Insider, Entrepreneur.com, and the Huffington Post. He urges his followers and clients to make success their duty, responsibility, and obligation. He currently resides in South Florida with his wife and two daughters. #business #realestate #investing #GrantCardone #10XRule #SalesTraining #SalesMotivation Our offerings under Rule 506(c) are for accredited investors only. FOR OUR CURRENT REGULATION A OFFERING, NO SALE MAY BE MADE TO YOU IN THIS OFFERING IF THE AGGREGATE PURCHASE PRICE YOU PAY IS MORE THAN 10% OF THE GREATER OF YOUR ANNUAL INCOME OR NET WORTH. DIFFERENT RULES APPLY TO ACCREDITED INVESTORS AND NON-NATURAL PERSONS. BEFORE MAKING ANY REPRESENTATION THAT YOUR INVESTMENT DOES NOT EXCEED APPLICABLE THRESHOLDS, WE ENCOURAGE YOU TO REVIEW RULE 251(D)(2)(I)(C) OF REGULATION A. FOR GENERAL INFORMATION ON INVESTING, WE ENCOURAGE YOU TO REFER TO WWW.INVESTOR.GOV. For our anticipated Regulation A offering, until such time that the Offering Statement is qualified by the SEC, no money or consideration is being solicited, and if sent in response prior to qualification, such money will not be accepted. No offer to buy the securities can be accepted and no part of the purchase price can be received until the offering statement is qualified. Any offer may be withdrawn or revoked, without obligation or commitment of any kind, at any time before notice of its acceptance given after the qualification date. A person's indication of interest involves no obligation or commitment of any kind. Our Offering Circular, which is part of the Offering Statement, may be found at https://cardonecapital.com/offering-1
Views: 140457 Grant Cardone
Why Pay Off Debt If I Can Invest at a Higher Interest Rate?
 
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Why Pay Off Debt If I Can Invest at a Higher Interest Rate? Visit the Dave Ramsey store today for resources to help you take control of your money! https://goo.gl/gEv6Tj Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, Chris Hogan, and Christy Wright —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 323748 The Dave Ramsey Show
Buy To Let Changes In 2017 - Is Buy To Let Dead!?
 
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Today we’re asking the question ‘is buy-to-let dead in 2017 and beyond?‘. http://propertyinvestmentsuk.co.uk/is-buy-to-let-dead-in-2017/ There have certainly been a lot of changes from the cut to mortgage interest tax relief to changes to stamp duty on second homes. Many see these changes as representing the end of buy-to-let landlords. But, for my part, I still see a market that still alive and well and even think that recent changes help property investors in the long-term. ---------------------------------------------------- CONTENTS - Is The Buy To Let Market Dead? - Rental Demand - People Are Becoming More Transient - The Only Thing That Is Constant Is Change - Buy To Let Legislation - Landlord Licensing - What Property Licensing Achieves - Improving Housing Stock In An Area - Working With Local Lettings Agents - When Property Licensing Is Done Badly - Taxation Changes - Due Diligence - The Best Buy-To-Let Areas - Capital Growth or Cash Flow? - Mortgage Interest Tax Relief - Who Will Be Affected By The Cut In Interest Rate Relief? - Impact On Tenants - Disruption In The Buy To Let Market - Greater Stability In The Housing Market - The Next Ten Years - Buy-To-Let Mortgages - Putting It All Together - Join Our FREE Property Training Course Today ---------------------------------------------------- RESOURCES Higher rates of Stamp Duty Land Tax (SDLT) on purchases of additional residential properties https://www.gov.uk/government/consultations/consultation-on-higher-rates-of-stamp-duty-land-tax-sdlt-on-purchases-of-additional-residential-properties/higher-rates-of-stamp-duty-land-tax-sdlt-on-purchases-of-additional-residential-properties Changes to tax relief for residential landlords https://www.gov.uk/government/news/changes-to-tax-relief-for-residential-landlords ---------------------------------------------------- SIGN UP FOR OUR FREE PROPERTY INVESTMENT COURSE: ◉ https://www.propertyinvestmentsuk.co.uk/property-investors-handbook/ ---------------------------------------------------- INTERESTED IN INVESTING IN PROPERTY? Buy to Let Property Deals ◉ https://www.propertyinvestmentsuk.co.uk/investment-property/ UK Property Crowdfunding ◉ https://www.propertyinvestmentsuk.co.uk/invest-in-property-with-crowdfunding/ ---------------------------------------------------- FOR MORE INFORMATION SEE: ◉ http://propertyinvestmentsuk.co.uk/ OR JOIN ME ON: ◉ Facebook - https://www.facebook.com/PropertyInvestmentsUk ◉ Google+ - https://plus.google.com/+PropertyInvestmentsUK ◉ Linkedin - https://www.linkedin.com/in/propertyinvestmentsuk ---------------------------------------------------- This Channel is where I will show you my best property investing tips, articles, real life case studies and advice on how you can create and grow your own successful UK property portfolio. We cover everything from how to source property deals through to which strategy is right to get you started in property and which is maybe better for more established property investors, developers or landlords. Using my 11 years experience as a UK based property investor I show you real life deals that were doing daily and how you can copy these to build and grow your own property business or portfolio. So whether you are looking for a property mentor who you can work one-on-one with or you want to run with simply some initial property education and support we can help. Enjoy the videos and don't forget to subscribe to get the latest property tips and case studies direct to your inbox so you don't miss out.
All About the Commercial Loan Process - Real Estate Investment Tips
 
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For an experienced SF Bay Area real estate agent visit http://iLiveInTheBayArea.com Like me on Facebook: http://fb.com/iLiveInTheBayArea Thumbs up, favorite, share, subscribe and make a comment! Many people looking to invest in commercial real estate are aware of the home loan process and all the paperwork that comes with it. The process of getting a loan for a commercial property may have some similarities, but is on the whole very different from the home loan process. It's important to know those differences to ensure you get the right loan for you at the right rate ...now that's good to know. Contact Davide Pio Today | SF Bay Area Real Estate http://iLiveInTheBayArea.com | 510-815-2000
Investment & Home Loan 2019 | New Bank Lending Changes Australia
 
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Invest Home Loan Changes 2019 Affecting Interest Rates, Borrowing Capacity, Tax... This video is about the new changes on Investment Home Loans in 2019. I'll explain the 4 key things that affect interest rates, borrowing capacity, tax and how you can plan early to maximise future property investment opportunities. To get prepared for all the new changes and budget properly, use this living expense calculator @ https://www.mortgagecorp.com.au/expense-declaration There's been a lot of scrutiny in 2019 on affordability The Royal Commission looking into banking misconduct and so forth, which highlighted quite a few little bits and pieces. But when it comes to the mortgage side, it's really important that we go over these 4 key points you understand the changes going on into 2019. # Interest rates. We all look at interest rates. Interest rates are going to vary in 2019 base on a lot of different factors Most importantly, whether its principal and interest interest only, owner occupied property or residential investment, interest only owner occupied, investment lending interest only there's a whole lot of other variables that come into play one of those variables are what we call LVRs, Loan to Value Ratio Whether your loan is greater than 80% greater than 70% less than 80%, greater than 70% There are all these different LVR restrictions that coming to play Getting a most suitable home loan is where a bank’s looking at on a risk by risk basis whether you’ve got plenty of equity, then you're more likely… not so much about the loan size but more to do with the loan risks Obviously having a loan of 80% or less is more than likely going to get you a more suitable product #2 Loan Structure we had a client recently who had savings in the bank account about $50K in a Bank account They also had a mortgage with an offset account We were able to show the client by reducing their owner occupied and then borrowing more on their investment property how we structured that was the key. they were able to present that to their accountant who was then able to advise them on getting better tax strategies going forward We're more than happy to work with your accountant Making sure you get your loan structure right can be the key at the very initial before you even bought the property, so getting a good strategy in place with your savings and with other debts is the key # 3 Capacity what we're seeing at the moment is that different lenders are assessing loans differently based on assessment rates, living expenses and a whole bundle of things when it comes to negative gearing and rent some are using 75% of rental income, some use 80% we’ve actually shown clients by borrowing from one bank, structuring them right then take the investment lending to another lender has increased their borrowing capacity quite significantly I'm talking $50K to $100K that can be a big difference when looking at investment properties In the capacity section, making sure you look at salary sacrificing, whether you're in the essential services if you're in the police force or a nurse a doctor or a teacher we can look at salary sacrificing differently We don't have to use the post-tax deductions We can actually use your pre-tax and post-tax deductions to increase your capacity to borrow so there's a lot of little tricky things going into 2019 when it comes to capacity #4 Living expenses Living expenses are under more scrutiny now than ever before When it comes to living expenses and things like rates, utilities, gas, insurances, life insurances, income protection car insurances, school fees, all of these will get looked at on with a lot more scrutiny going into 2019, we are even sitting down with our clients three to six months before we even apply for a loan to make sure they tidy up some of their credit facilities and they tighten up their spending Find out your month to month living expenses Go to https://www.mortgagecorp.com.au/expense-declaration
Views: 79 Mortgage Corp
JUMBO INVESTMENT PROPERTY LOANS TO 75% LTV PURCHASE OR REFINANCE IN UTAH
 
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If you are looking to buy or refinance a home in Utah with Utah Jumbo Mortgage Loan, then you have come to the right place we offer the lowest Utah Jumbo Mortgage Rates and fees in Utah OWNER OCC / 2ND HOMES HIGHLIGHTS AND LOAN TO VALUES 90% LOAN TO VALUE UP TO $750,000 LOAN AMOUNTS 85% LOAN TO VALUE UP TO $750,000 1ST LOAN AMOUNTS WITH A COMBO 2ND UP TO 350,000 80% LOAN TO VALUE UP TO $1,000,000 1ST LOAN AMOUNTS WITH A COMBO 2ND UP TO 350,000 70% LOAN TO VALUE UP TO $1,500,000 LOAN AMOUNTS 65% LOAN TO VALUE UP TO $2,000,000 LOAN AMOUNTS INVESTMENT PROPERTIES ALLOWED TO 75% LOAN TO VALUE DANIEL PARIS APPLY ONLINE AT www.utahlowrate.com Professional Mortgage Loan Specialist Christian Roberts Mortgage 512 E Winchester Plaza Murray, UT 84107 (801) 604-4949 mobile (888) 880-3472 direct fax [email protected] NMLS# 943276 -3138
Views: 230 Daniel Paris
Colorado springs investment property and commercial financing
 
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http://www.lendinguniverse.com/borrowerscoloradospringsmortgage.asp colorado springs investment property, construction to permanent loans, commercial mortgage companies, best commercial mortgage, land only loan, home construction contractors, construction loan agreement, commercial land loans, va construction loans, private investor loans, http://www.lendinguniverse.com/BorrowersPrivateLender.asp money lender, direct hard money lender, hard money loans, rehab loans, private mortgage investors, private hard money lenders, commercial loan brokers, subprime lenders, hard money land loans, hard money loans, hardmoney, commercial financing, hardmoney lenders, subprime lenders, private mortgage investors, fast hard money loans http://www.youtube.com/watch?v=zxeH9uws0CM commercial financing, hard money land loans, gmac commercial mortgage, commercial lending rates, private mortgage investors, fast hard money loans, commercial loan brokers, land loan rates, construction perm loan, money lender, hard money land loans
Views: 125 hardmoneylosangeles
What's a Good Cap Rate for an Investment Property?
 
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Capitalization (cap) rates are the most commonly used metric by which real estate investments are measured. Which begs the question – what is a good cap rate for an investment property? As with any complex topic, the answer is that it depends. It’s important to remember that a property’s cap rate is simply its annual net operating income (NOI) divided by purchase price, and represents the unlevered annual return on the asset. Because one of the driving factors is income, often times cap rates are “projected” based on an estimate of future income. Different cap rates between properties should in theory represent different levels of risk. A lower cap rate should correspond to a lower level of risk, while a higher cap rate should imply more risk in the deal. As an investor, the challenge is to determine the appropriate risk-adjusted return, or in other words, the right cap rate given the riskiness of the deal. When analyzing a potential investment property to determine the right cap rate, there are several core factors one can look at, including location, asset type, and the prevailing interest rate environment. It's vital to remember that cap rate is a comparative metric, most valuable when it’s used to compare against very similar subject properties – that is, properties with a similar location, of the same asset type, and which are valued at the same point in time. A “good” cap rate is completely dependent upon this context. The smartest real estate investors are the ones who are willing to ask the hard questions and ensure they’re being adequately compensated for the risk they’re taking on. Read more about cap rates here: https://fundrise.com/education/blog-posts/whats-a-good-cap-rate-for-an-investment-property Find out more about Fundrise: www.fundrise.com www.fundrise.com/oc
Views: 1074 Fundrise
How To Use Home Equity To Buy An Investment Property.
 
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Use Home Equity To Buy An Investment Property. Investment and Home Loans mixed together. Many investors use their home equity as the deposit to buy an investment property and some banks give special discounts on the investment loan portion when you do this. Hello, I am John Cross, a Yellow Brick Road Wealth Manager and I’m here to quickly tell you a few points to keep in mind when starting out as a property investor One very common strategy to start your investment property plans is to use some of the equity you have in your current property. Your loan may only be half or less than half of the value of your home now, because both the value has increased over recent years and you have been paying off your home. You can borrow up to 80% or even more if you like of this equity to be the deposit for your investment property, meaning you don’t even have to put in any cash or savings we call this a cross-collateralized loan and basically the banks are in very secure position so may give you a better loan rate than a straight investment loan. Over recent years the banks have increase investment loan rates after the government put pressure on them to do so. This means investment loan rates are usually at least half to one percent above normal owner occupied home loan rates. Two banks are % the benefit of cross-collateralized loans mentioned earlier to give you some great savings. ME bank will give you as low as 3.69% fixed for 3 years or variable for both own home loan and investment home loan if the you own home loan is larger than your investment loan. AMP bank will give you as low as 3.85% variable for a combined loan above $750,000 or 3.89% above $500,000 regardless of the own home and investment loan mix. Using the benefits of this strategy and these loans could save you a lot of interest and may make a negatively geared property a positively geared property. Allowing you to buy more properties sooner or at least save more funds for the next property. Do see our reports on levels of gearing and rent yields Vs Capital growth because it’s all in the planning that these benefits can be combined to build your wealth. If you are looking for expert financial advice and how to do this an educated way contact us for a free initial interview. John Cross Yellow Brick Road Wealth Management Mona Vale Contact John Cross Email: [email protected] Ph: 02 8411 2456 Like Us on Facebook: https://www.facebook.com/YellowBrickRoadMonaVale
Views: 1342 John Cross Mona Vale
Robert Kiyosaki: On Debt / Using low rate financing to invest in Texas real estate
 
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Robert Kiyosaki sits down with Kurt Carlton, CEO of Sherman Bridge Lending and Andrew Welker, CEO of New Western. This video is on the importance of having a financial education. Robert describes how favorable the current mortgage rates are for investing in real estate in Texas. He also describes how to save money on your taxes through real estate. Kiyosaki states he mainly invests in distressed houses and apartment buildings in Dallas, Fort Worth and Houston investment real estate. He is also a big proponent of using leverage such as hard money to get your investment deal done. New Western is a Texas based company that provides investment properties for real estate investors www.NewWestern.com and Sherman Bridge Lending provides rehab lending for real estate investors www.ShermanBridge.com.
Views: 51252 newwesterndotcom
Should I buy an investment property in Florida | Rayce Robinson | 321-377-4211
 
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Should I buy an investment property? This video will show you everything you need to know about how to get the best mortgage interest rates on investment property and how to know if you should buy an investment property. I help buyers all over Florida and especially Central Florida, Orlando and Oviedo purchase investment property. Buying an investment property is the best way to invest your money and have a tangible asset. One of the biggest thing that keeps people from buying is fear. With much more responsible financing and a stable market now in 2017 is a great time to buy. As long as you do not panic you will not get hurt when you buy investment property. The qualifications are different to purchase an investment property, most people put 20% down to buy an investment property but you can purchase with as little as 15% down. There are also other requirements such as more reserves and tighter qualifications that effect you qualifying for an investment property. Should I buy an investment property? So how do you get the best deal on a mortgage? Watch this video on how to make sure you get the best mortgage interest rate and best overall deal on a mortgage: https://www.youtube.com/watch?v=eVZXiR5YgSE When working with Banks, lenders and mortgage brokers it’s hard to know what the best deal on a mortgage is, especially investment property. In fact, these are the same ideas that we use in our company to help clients all over Florida get the best deal on a mortgage. They’re the main reason that I have been successful as a mortgage broker in Central Florida. We help clients all over Florida, primarily working in the Orlando are with our office in Oviedo, Florida. Also do your homework and research on the person before you speak to them to get a low interest and best deal on a mortgage you need to make sure you are working with someone that you can trust. Google the name of the loan officer you are speaking with and see what other people are saying about them. Googling the bank does you now good, google the person as they are who you are going to be working with. Rayce Robinson 321-377-4211 [email protected] NMLS 322615 https://www.zillow.com/lender-profile/Rayce%20Robinson/ www.raycerobinson.com Note - mortgage interest rates change every day if you have a question on where rates are at just give Rayce Robinson a call from the Robinson Mortgage Team to get your quote today and see how we apply this tips to get you the best mortgage interest rate as well as the best over all deal on a mortgage. Rayce Robinson 321-377-4211 The Robinson Mortgage Team serving all over Florida including Orlando, Winter Park, Sanford, Oviedo, Winter Springs, Longwood, Lake Mary, Conway and all Over Central Florida. RAYCE ROBINSON (NMLS 322615) Mid Florida Mortgage Professionals, LLC Company NMLS 1587074
Scott explains the difference between fixed & variable investment property loans
 
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APE expert property investor & mortgage broker, Scott Le Quesne discusses the difference between variable & fixed interest rates & explains how your investment goals determine which option is right for you.
UPDATED: How to guarantee you get the best mortgage interest rate
 
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How to get the best mortgage interest rate and best over all mortgage deal. This video will show you everything you need to know about how to get the best mortgage interest rates on a mortgage and the best deal on a mortgage and is an update on a previous video I did which you can see here: https://youtu.be/eVZXiR5YgSE When working with Banks, lenders and mortgage brokers it’s hard to know what the best deal on a mortgage is. In fact, these are the same ideas that we use in our company to help clients all over Florida get the best deal on a mortgage. They’re the main reason that I have been successful as a mortgage broker in Central Florida. We help clients all over Florida, primarily working in the Orlando are with our office in Oviedo, Florida. So how do you get the best deal on a mortgage? First you have to understand the numbers. Lenders and mortgage brokers use a Loan Estimate to show you the numbers and the only thing that they control are lender fees and the interest rate, everything else is an estimate. One way we make this easy on the client is that we do not charge lender fees, so it’s easy to analyze, zero fees. You pay no processing, underwriting, admin or application fees. Next you have understanding the mortgage market. So many people never question a lender when they seem to be offering rates lower than ever other bank in the market. If you were buying a new car you would be extremely suspect if you found the car way cheaper than what the other dealers were selling them for. You have to take the same approach when looking at rates and be suspect for anything that seems too good to be true. Also do your research, to get a low interest and best deal on a mortgage you need to make sure you are working with someone that you can trust. Google the name of the loan officer you are speaking with and see what other people are saying about them. Googling the bank does you now good, google the person as they are who you are going to be working with. Often the rates that you see advertised are not the ones that most clients actually get. Everyone is advertising rates that are only available to a few extremely qualified buyers putting down a large down payment. also if you ever thought about buying an investment property in Florida, watch this video for some good info: https://www.youtube.com/watch?v=Oukxm... Please call and we can set up a video meeting today and go over your exact situation and I can answer all your questions. Rayce Robinson 321-377-4211 nmls 322615 [email protected] https://www.zillow.com/lender-profile... www.raycerobinson.com Mid Florida Mortgage Professionals COMPANY NMLS 1587074 Note - mortgage interest rates change every day if you have a question on where rates are at just give Rayce Robinson a call from the Robinson Mortgage Team to get your quote today and see how we apply this tips to get you the best mortgage interest rate as well as the best over all deal on a mortgage. RAYCE ROBINSON 321-377-4211 (NMLS 322615) Mid Florida Mortgage Professionals, LLC Company NMLS 1587074
"Loan Modification for Investment Property"
 
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http://NYLoanModificationPrograms.com (866) 874-9888 Loan modification for investment property is not out of the question. If you're looking for a loan modification for investment property you should contact your loan modification lawyer so you can get the correct help for your investment property loan modification. While you may qualify for a loan modification investment property loan the interest rate will not be as low as it would if you were to qualify for a personal home loan modification. Your loan modification for investment property is not something you should consider applying for on your own. You or someone you know may need to get a loan modification on investment property. Speak to your Loan Modification Professional to get your questions answered about the loan modification for investment property. While you may qualify-the interest rate will not be the same as if you were applying for a loan modification on your primary residence. loan modification for investment property, loan modification investment property, investment property loan modification Loan modification for investment property is not out of the question. If you're looking for a loan modification for investment property you should contact your loan modification lawyer so you can get the correct help for your investment property loan modification.